General & Specialized Disclaimer

## 1. General Information Only The tools, guides, calculators, and converters provided on IT Market Plus are intended for educational, productivity, and informational purposes only. They do not constitute formal professional engineering, legal, financial, or medical advice. ## 2. Financial Calculator Disclaimer Calculators such as the Loan Payment Calculator and Percentage Calculator provide mathematical estimates based on user-supplied numbers and standard mathematical compounding formulas. They do not account for variable lender fees, private mortgage insurance (PMI), escrow fluctuations, local taxes, or promotional credit terms. Consult a certified financial advisor before making monetary commitments. ## 3. Health & Fitness (BMI) Disclaimer The BMI Calculator utilizes standard World Health Organization (WHO) body mass index formulas. BMI is a generalized population screening tool and does not measure direct body fat percentage, muscular mass, bone density, or individual metabolic health. It should never replace advice from a licensed physician or healthcare professional. ## 4. Accuracy of Tool Outputs While we test our utilities rigorously against standardized datasets and unit test suites, IT Market Plus cannot guarantee absolute precision across every edge case or specialized hardware platform.